Carolina Trust FCU is here for you whatever your financial needs are! We love making an impact on our local community by empowering your financial future whether you are an individual or a business.
In honor of International Credit Union Day we are running a contest for you to enter to win a $500 CASH PRIZE! All you have to do is share how Carolina Trust has helped you or can help you empower your financial future from October 1 - October 19th 2022. Enter to win by filling out the form below!
The winner will be selected and announced on International Credit Union Day October 20th, 2022!
Click here for details on Rules and Regulations for the contest.
Please remember we will NEVER ask for any details for your account or personal information to disburse the prize.
ICU Day Sweepstakes Official Sweepstakes Rules
NO PURCHASE NECESSARY TO ENTER OR WIN. PURCHASING A PRODUCT WILL NOT IMPROVE YOUR CHANCES OF WINNING. THIS SWEEPSTAKES IS VOID WHERE PROHIBITED BY LAW OR REGULATIONS.
BY ENTERING INTO THIS ICU DAY SWEEPSTAKES (THIS "SWEEPSTAKES"), YOU AGREE TO THESE OFFICIAL SWEEPSTAKES RULES (THE "OFFICIAL RULES"), WHICH ARE A BINDING CONTRACT, SO READ THEM CAREFULLY BEFORE ENTERING. WITHOUT LIMITATION, THE OFFICIAL RULES INCLUDE CERTAIN RELEASES FROM YOU AND A LIMITATION OF YOUR RIGHTS AND REMEDIES, INCLUDING A WAIVER OF YOUR RIGHT TO A TRIAL BY JURY.
(a) Form Entry: Eligible Individuals who, during the Promotion Period, submit the above form, will receive one (1) Entry into this Sweepstakes. Limit one (1) Entry per Eligible Individual (regardless the number of form submits or other Entry methods used, by the Eligible Individual).
(b) Email Entry: Eligible Individuals who, during the Promotion Period, send an email to deptmarketing@carolinatrust.org, with: (i) a subject line stating: "ICU Day Contest' and: (ii) the following information in the body of the email: the Eligible Individual's name, mailing address, and telephone number and how CTFCU has empowered you will receive one (1) Entry into this Sweepstakes. Limit one (1) Entry per Eligible Individual (regardless the number of emails sent, or other Entry methods used, by the Eligible Individual).
(c) Branch Entry: Eligible Individuals who, during the Promotion Period, submit to a Sponsor employee at a Sponsor branch location a 3x5 notecard with the Eligible Individual's name, address, email address, and telephone number legibly printed thereon, will receive one (1) Entry into this Sweepstakes. Limit one (1) Entry per Eligible Individual (regardless the number of notecards submitted, or other Entry methods used, by the Eligible Individual).
By submitting an Entry into this Sweepstakes, each Eligible Individual fully and unconditionally agrees to be bound by these Official Rules and the decisions of Sponsor and its appointed agents, which will be final and binding in all matters relating to this Sweepstakes. Sponsor is not responsible for incorrect or inaccurate capture of entry information, technical malfunctions, lost or delayed data, any interrupted or unavailable network server or other connections or communications, any failed telephone or computer transmissions, jumbled, scrambled or misdirected entries or transmissions, software or hardware malfunctions, interruptions, defects, or failures, or any errors, omissions, interruptions or deletions of any kind due to electronic, human, mechanical, printing, production or technical errors or other causes, or for any damage to a person’s computer. Sponsor is not responsible for late, incomplete, invalid, unintelligible, or illegible entries, each of which will be disqualified. All Eligible Entries become the exclusive property of Sponsor and none will be acknowledged or returned. Any use of robotic, automatic, macro, programmed or like entry methods will void all such entries by such methods and disqualify any Eligible Individual using such methods. Each Entry submitted in violation of these Official Rules will be void.
(a) $500 Cash Prize
The total approximate value of the Grand Prize to be awarded is 500 and 0/100 Dollars ($500.00).
The Grand Prize is non-transferable and non-assignable and no substitutions or cash redemptions are permitted; except at Sponsor’s sole discretion or as otherwise provided herein. Sponsor will not replace any lost or stolen Grand Prizes. The Potential Winner is solely responsible for all applicable federal, state and local taxes in connection with the Grand Prize, including taxes imposed on his/her income. If the Potential Winner is ineligible or unavailable to receive the Grand Prize during the designated time frame, the Grand Prize will be forfeited and an alternate Potential Winner may be randomly selected (time permitting) from among all remaining Eligible Entries.
(a) Sponsor will notify (the "Notification") each Potential Winner as follows: (i) Sponsor will call or email the winner; and (ii) if the Potential Winner submitted an Entry via Email Entry or Branch Entry as described in Section 3(b) or Section 3(c) above, such Potential Winner will be notified by Sponsor by phone at the phone number listed on the Potential Winner’s Entry form. Within five (5) days of the Notification, the Potential Winner will be required to provide Sponsor a completed, signed, and notarized Affidavit of Eligibility and Liability/Publicity Release, in such form as is provided by Sponsor, fully signed by the Potential Winner (the "Paperwork").
(b) If the Potential Winner: (i) fails to respond to the Notification, or is unable to be contacted by Sponsor using the information provided in the Entry (or the Notification is returned undeliverable), within three (3) business days after the drawing for the Grand Prize; or (ii) fails to return the properly completed Paperwork within three (3) days of the Notification; or (iii) is found to be ineligible pursuant to, or fails to meet the requirements of, these Official Rules; or (iv) does not comply with these Official Rules; or (v) fails to pick up the Grand Prize within the allotted time set forth by Sponsor, such Potential Winner and his/her Entry will be disqualified and another Potential Winner will be randomly selected from the remaining Eligible Entries received.
(b) Upon Sponsor's verification of: (i) the Potential Winner's eligibility and compliance with these Official Rules; and (ii) verification of receipt of the properly completed Paperwork by the Potential Winner within the allocated time frame, Sponsor will coordinate to make available the Grand Prize for pickup at one of Sponsor's branch locations; provided, however, that Sponsor, in its sole discretion, shall make the final determination of the delivery date and delivery location of the Grand Prize.
(c) The value associated with the Grand Prize is taxable as income and the Potential Winner is solely responsible for any taxes, including, but not limited to all applicable federal, state and local taxes that become due with respect to the value of the Grand Prize. The Sponsor may report the value of the Grand Prize to the Internal Revenue Service in the year the Grand Prize is received by the Potential Winner and to the Potential Winner in the form of a Form 1099.
This Sweepstakes is conducted in English. In the event of any discrepancy or inconsistency between the terms and conditions of these Official Rules and any short-form rules, advertising materials, or other Sweepstakes-related materials, the terms and conditions of these Official Rules shall prevail, govern, and control. Sponsor reserves the right to disqualify permanently from this Sweepstakes any entrant it believes has violated these Official Rules and verify eligibility of entrants. Failure to comply with these Official Rules may result in disqualification from this Sweepstakes. All Sweepstakes materials are subject to verification and are void if (a) not obtained in accordance with these Official Rules and through legitimate channels, (b) any part is counterfeited, altered, defective, damaged, illegible, reproduced, tampered with, mutilated or irregular in any way, (c) are obtained where prohibited, or (d) they contain printing, typographical, mechanical, or other errors. Entrants assume all risk of loss, damage, destruction, delay or misdirection of Sweepstakes materials submitted to Sponsor.
In the event any portion of this Sweepstakes is compromised by activities beyond the control of the Sponsor which, in the sole opinion of the Sponsor, corrupt or impair the administration, security, fairness or proper play of this Sweepstakes, Sponsor reserves the right at its sole discretion to modify, suspend or terminate this Sweepstakes and randomly draw a Potential Winner from those remaining Eligible Entries received up to the cancellation/suspension date. Sponsor may prohibit an entrant from participating in this Sweepstakes or winning the Grand Prize if, in its sole discretion, it determines that such entrant is attempting to undermine the legitimate operation of this Sweepstakes by cheating, deception, or other unfair playing practices (including the use of automated quick entry programs) or intending to annoy, abuse, threaten or harass any other entrants or Sponsor. If for any reason this Sweepstakes is not able to be conducted as planned, including, but not limited to, by reason of infection by computer virus, bugs, tampering, unauthorized intervention, fraud, pandemic, or any other causes beyond the reasonable control of Sponsor which corrupt or affect the administration, security, fairness, integrity or proper conduct of this Sweepstakes, then Sponsor reserves the right at its sole discretion to cancel, terminate, modify or suspend this Sweepstakes and randomly draw a Potential Winner from those remaining Eligible Entries received up to the cancellation/suspension date. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THIS SWEEPSTAKES MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK REMEDIES AND DAMAGES (INCLUDING ATTORNEY’S FEES) FROM ANY SUCH PERSON TO THE FULLEST EXTENT OF THE LAW, INCLUDING CRIMINAL PROSECUTION. SPONSOR’S FAILURE TO ENFORCE ANY TERM OF THESE OFFICIAL RULES SHALL NOT CONSTITUTE A WAIVER OF THESE PROVISIONS.
Winning a Grand Prize constitutes permission for Sponsor and its agents to use the Potential Winner's name, address (city & state), voices and/or likenesses for purposes of advertising, promotion and publicity, for this Sweepstakes only, without further compensation, unless prohibited by law.
By participating in this Sweepstakes, to the maximum extent permitted by applicable law, each entrant, Eligible Individual, and each Potential Winner releases, discharges, and agrees to indemnify and hold harmless the Sponsor and each of its officers, directors, members, managers, employees, representatives, and agents from and against any and all actions, claims, losses, damages, expenses, injuries, and loss of life to any persons or property that are caused by, arise from, or are related to, directly or indirectly, the operation of or participation in this Sweepstakes or the receipt, acceptance, possession, misuse, or use of the Grand Prize.
To the fullest extent permitted by applicable law, each entrant, Eligible Individual, and each Potential Winner agrees that any and all claims, actions, demands, and causes of action (collectively "Claims") arising out of or in any way relating to this Sweepstakes or the Grand Prize shall be made individually, and not as a member of a class or otherwise in any form of class action.
To the fullest extent permitted by applicable law, each entrant, Eligible Individual, and each Potential Winner agrees that any and all Claims, judgments, and awards in connection with this Sweepstakes shall be limited to only the actual out-of-pocket costs incurred with entering this Sweepstakes, and in no event may any attorneys’ fees be claimed, included, or awarded.
SPONSOR SHALL NOT BE LIABLE FOR ANY CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF OR RELATED TO THIS SWEEPSTAKES.
THE GRAND PRIZE PROVIDED IN CONNECTION WITH THIS SWEEPSTAKES IS PROVIDED "AS IS" AND SPONSOR MAKES NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTY AS TO MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WHETHER ARISING BY LAW, COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE OF TRADE, OR OTHERWISE, EACH OF WHICH ARE EXPRESSLY DISCLAIMED.
Sponsor will be collecting personal data about entrants online, in accordance with its privacy policy. Please review the Sponsor’s privacy policy at [http://www.carolinatrust.org/wp-content/uploads/2019/10/PrivacyPolicy2011.pdf]. By participating in this Sweepstakes, each Eligible Individual and Potential Winner hereby consents to Sponsor’s collection and usage of their personal information and acknowledge that they have read and accepted Sponsor’s privacy policy.
A list of the Grand Prize winner may be obtained after the end of the Promotion Period by sending an email request for such information to Sponsor at deptmarketing@carolinatrust.org, within six (6) months following the end of this Sweepstakes.
This Sweepstakes shall not be published without the written permission of the Sponsor.
If any provision hereof is determined to be invalid or unenforceable, that provision shall be deemed severed from the remainder of these Official Rules, and the remaining provisions of these Official Rules shall continue in full force and effect. These Official Rules and the Paperwork constitutes the entire agreement, and supersedes all prior agreements and understandings, oral and written, between each Eligible Individual and Sponsor with respect to this Sweepstakes.
These Official Rules shall be governed by and construed in accordance with the laws of the State of South Carolina, without regard to conflicts of law principles. Any legal suit, action or proceeding arising out of or related to these Official Rules or the matters contemplated hereunder shall be brought in and each party irrevocably submits itself to the exclusive jurisdiction of the state and federal courts of the State of South Carolina sitting in Horry County, South Carolina, and irrevocably agrees that all claims in respect of such action or proceeding shall be heard and determined only in and by either of the state or federal courts sitting within Horry County, South Carolina. Furthermore, each Eligible Individual, by participating in this Sweepstakes, hereby irrevocably waives and agrees not to assert by way of motion, as a defense or otherwise in any such action or proceeding, any claim that such party is not personally subject to the jurisdiction of the state or federal court sitting in Horry County, South Carolina, that such action or proceeding is brought in an inconvenient forum, that the venue of such action or proceeding is improper or that these Official Rules may not be enforced in or by such state or federal court sitting in Horry County, South Carolina. EACH ELIGIBLE INDIVIDUAL AND POTENTIAL WINNER HEREBY WAIVES ANY RIGHT HE OR SHE MAY HAVE TO A JURY TRIAL ARISING FROM ANY DISPUTES RELATED IN ANY WAY TO THESE OFFICIAL RULES, THIS SWEEPSTAKES, OR THE GRAND PRIZE.
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